Financial clarity for sustainable growth.
Move beyond basic bookkeeping. We provide strategic financial oversight and operational accounting that transforms numbers into actionable business intelligence.
Financial Health Assessment
A deep dive into your current financial infrastructure, historical data, and forecasting capabilities. Includes a comprehensive written report and 30-min walkthrough.
Fractional CFO Retainer
Strategic financial leadership, board reporting, and capital allocation planning without the cost of a full-time executive.
Bookkeeping & Accounting Tiers
Accounting service tiers address different transaction volumes and reporting needs. Close responsibilities and cadence follow the selected plan or SOW.
Starter
Up to 75 transactions
- Monthly reconciliation
- Transaction categorization
- Standard financial statements
Growth
Up to 200 transactions
- Everything in Starter
- AP/AR tracking support
- 1 hour monthly review
Scale
Up to 500 transactions
- Everything in Growth
- Class & location tracking
- Accrual basis accounting
Fractional Controller
Not every business needs a CFO yet, but most outgrow basic bookkeeping. A Fractional Controller bridges the gap with financial oversight, internal controls, and management reporting.
Financial Oversight
- Month-end close management
- Reconciliation review & approval
- Internal controls implementation
- Staff accountant supervision
Management Reporting
- Custom KPI dashboards
- Departmental P&L breakdowns
- Budget vs. actual variance analysis
- Cash flow forecasting
Compliance & Controls
- Revenue recognition policies
- Expense approval workflows
- Audit preparation support
- Sales tax compliance monitoring
Payroll Services
Payroll is linked to accounting but is processed by selected payroll providers. Coordination scope, data handoffs, and responsibilities are documented for the engagement and remain subject to vendor capabilities.
How It Works
Wiseridge Manages
- Payroll journal entries in your books
- Payroll liability reconciliation
- Labor cost reporting by department
- Provider selection and setup guidance
Payroll Partner Handles
- Payroll processing and direct deposit
- Tax withholding and filings
- W-2/1099 preparation
- State and local compliance
We work with Gusto, ADP, and Paychex partners depending on your business size and complexity.
Buying a Business? We'll Protect Your Investment.
Financial due diligence, LOI analysis, and deal advisory for entrepreneurs and search fund operators acquiring small businesses.
LOI Financial Analysis
Preliminary review of seller financials before you commit to full due diligence. We evaluate whether the deal terms make sense and flag early concerns.
Full Due Diligence Package
Complete financial due diligence including quality of earnings analysis, tax return review, working capital assessment, and deal structure modeling.
Deal-to-Close Advisory
End-to-end financial advisory from LOI through closing. Includes all due diligence plus SBA loan support, purchase agreement review, and post-close financial setup.
Our Process: From Financial Chaos to Clarity
A structured engagement process that rapidly establishes financial visibility and builds the decision-making infrastructure growing businesses need.
Financial Health Audit
We review your current books, chart of accounts, bank reconciliation status, and financial reporting gaps. For businesses with messy or backlogged books, we scope a cleanup project first. Deliverable: a clear picture of where your finances stand and what needs to be fixed before ongoing services begin.
Systems & Cleanup
We set up or optimize your accounting platform (QuickBooks Online, Xero), configure your chart of accounts to GAAP standards, connect bank feeds, and establish automated transaction rules. If your books are behind, we complete the backlog cleanup, typically within 2-4 weeks depending on complexity.
Ongoing Bookkeeping
Monthly transaction categorization, bank reconciliation, and financial statement preparation, books closed by the 10th of each month. You receive P&L, balance sheet, and cash flow statements with variance commentary explaining what changed and why. No more guessing where your money went.
Strategic CFO Advisory
For clients on CFO retainers, we layer strategic services on top of clean books: 13-week cash flow forecasting, budget vs. actual analysis, scenario modeling for hiring/investment decisions, board-ready financial packages, and preparation for fundraising, lending, or acquisition. Your books become a decision-making tool, not just a compliance requirement.
Who This Is For
Fractional CFO and bookkeeping services deliver the highest impact for businesses at specific financial inflection points.
Businesses Outgrowing Their Bookkeeper
You have a bookkeeper who categorizes transactions and reconciles accounts, but no one is analyzing your financial data strategically. You're making growth decisions (hiring, capital expenditures, pricing) based on gut instinct rather than financial models. You need someone who can build forecasts, run scenario analysis, and tell you what your numbers actually mean for the business.
Common trigger: "I have P&L statements but I don't really understand what to do with them."
Founders Preparing for Fundraising or Loans
You're approaching a bank for an SBA loan, pitching investors, or preparing for a credit facility. Lenders and investors require GAAP-compliant financial statements, credible forecasts, and clear unit economics. A fractional CFO prepares board-ready financial packages that pass due diligence scrutiny and demonstrate financial discipline.
Common trigger: "The bank asked for a 3-year financial projection and we don't have one."
Entrepreneurs Acquiring Businesses
You're a search fund operator, ETA buyer, or independent acquirer evaluating businesses with $500K-$10M in revenue. You need financial due diligence that goes beyond what a general CPA provides, quality of earnings analysis, working capital normalization, seller add-back verification, and deal structure modeling that protects your investment and satisfies SBA lending requirements.
Common trigger: "The seller's financials look good but I need someone to verify before I commit."
How Financial Work Is Measured
Measures, source data, responsibilities, and review dates are defined in the signed proposal or SOW.
Close responsibilities, required records, review steps, and reporting cadence are documented for the selected service scope.
When included in scope, forecasts identify assumptions, available balances, receivables, payables, and review dates using client-provided records.
Bookkeeping can organize records for handoff to the client's tax professional. Tax positions, deductions, filings, and savings are determined by that qualified professional.
"The most expensive financial mistake a growing business can make is treating accounting as a compliance exercise rather than a strategic function. Clean books are table stakes. The real value of a CFO (even a fractional one) is turning financial data into the decision-making advantage that separates companies that scale from those that stall."
Tax Preparation & Planning
We coordinate tax preparation through our vetted CPA partners, your books stay clean, your filing is accurate, and liability stays where it belongs.
How It Works
- Wiseridge maintains your books to tax-ready standards year-round
- We match you with a vetted CPA specializing in your industry and entity type
- We prepare and deliver a complete tax package to your CPA, no scrambling at year-end
- Your CPA handles all filing and assumes professional liability for the return
Why This Model
Tax preparation requires a licensed CPA who assumes professional liability for the accuracy of your return. Rather than building an in-house tax practice, we partner with CPAs who specialize in small business tax, giving you expert filing at competitive rates, backed by clean books from our bookkeeping team.
When included in scope, we organize available records for handoff to the client's CPA. Filing requirements, tax treatment, timing, and professional fees remain the CPA's responsibility.
Frequently Asked Questions
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